Q3 2021 SmartFinancial Inc Earnings Call Transcript
Hello all, and welcome to the SmartFinancial Third Quarter 2021 Earnings Call. My name is Lydia, and I will be your operator today. (Operator Instructions) It's my pleasure to now hand you over to our host, Miller Welborn, to begin. Please go ahead, Miller.
Thank you, Lydia. Good morning, and thanks for joining us this morning for our Q3 2021 earnings call. We always love visiting with this group each quarter to talk about our progress in our company.
Joining me today on the call are Billy Carroll, our President and CEO; Ron Gorczynski, our CFO; Rhett Jordan, our Chief Credit Officer; and Nate Strall our Director of Corporate Strategy.
Before we get started, I'd like each of you to please refer to Page 2 of our deck that we filed this morning for the normal and customary disclaimers and forward-looking statements comments. Please take a minute to review these. What a fantastic quarter by our team here at the bank.
I challenge anyone to find a bank with more energy, drive and commitment than our team here at SmartBank. We
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