SmartFinancial Inc (NYSE:SMBK)
$ 36.36 -0.11 (-0.3%) Market Cap: 615.45 Mil Enterprise Value: 471.19 Mil PE Ratio: 18.74 PB Ratio: 1.26 GF Score: 75/100
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Q1 2020 SmartFinancial Inc Earnings Call Transcript

Apr 29, 2020 / 02:00PM GMT
Release Date Price: $15.48 (+4.74%)
Operator

Good morning. Welcome to SmartFinancial First Quarter 2020 Earnings Conference Call. (Operator Instructions)

Please note that this event is being recorded. I would now like to turn the conference over to Miller Welborn, Chairman. Please go ahead.

Wesley Miller Welborn
SmartFinancial, Inc. - Chairman of the Board

Thanks, Kate. Good morning, and thanks for joining us today for our Q1 2020 earnings call.

Joining me today are Billy Carroll, our CEO and President; Ron Gorczynski, our CFO; and Rhett Jordan, our Chief Credit Officer.

Before we get started today, I'd like to refer all of you to Page 2 of our deck for the normal and customary disclaimers and forward-looking statements comments. Please take a minute to review these.

I'd also like to start today by just saying thanks, and that's not a trivial or cursory thanks, but a very sincere thanks to multiple groups of people. First, our team of associates here at SmartBank have put in incredible efforts over the last 60 days, and it's appreciated. To our clients, for their

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